/* Rainmaker Wealth Innovations: site styles (clean rewrite 2026-10-23).
   Source of truth: icm/knowledge/DESIGN.md (+ decisions.md). One file, one block per component, no override layers.
   Owner rules: teal + navy + white, gold accent; whitespace first; centring desktop-only (phones left-aligned);
   Poppins 600 headings (owner pick 2026-10-23) in sentence case, Cinzel only in the wordmark; image-led editorial sections. */

/* ---------- fonts ---------- */
@font-face{font-family:"Poppins";src:url(../fonts/Poppins-Medium.woff2?v=59c663828e) format("woff2");font-weight:500;font-display:swap}
@font-face{font-family:"Poppins";src:url(../fonts/Poppins-SemiBold.woff2?v=e661b02b1f) format("woff2");font-weight:600;font-display:swap}
@font-face{font-family:"Poppins";src:url(../fonts/Poppins-MediumItalic.woff2?v=d65810aec5) format("woff2");font-weight:500;font-style:italic;font-display:swap}
@font-face{font-family:"Poppins";src:url(../fonts/Poppins-SemiBoldItalic.woff2?v=8cfc96c771) format("woff2");font-weight:600;font-style:italic;font-display:swap}
@font-face{font-family:"Cinzel";src:url(../fonts/Cinzel.woff2?v=022cdb8573) format("woff2");font-weight:400 900;font-display:swap}
@font-face{font-family:"Mulish";src:url(../fonts/Mulish.woff2?v=ddba22bf1d) format("woff2");font-weight:200 1000;font-display:swap}

/* ---------- tokens ---------- */
:root{
 --navy-950:#0A1424;--navy-900:#0E1A2F;--navy-800:#13233F;--navy-600:#2A3D5E;
 --teal-600:#1F7A74;--teal-700:#18625D;--teal-100:#E3F1EF;--gold-500:#C9A25A;--gold-300:#E2C995;
 --white:#FFFFFF;--mist:#F4F7FA;--line:#DCE3EA;--slate:#4A5A70;
 --serif:"Poppins",system-ui,-apple-system,"Segoe UI",sans-serif;--mark:"Cinzel",Georgia,serif;--sans:"Mulish",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
 --display:var(--serif);
 --fs-body:clamp(1rem,.96rem + .2vw,1.125rem);--fs-lead:clamp(1.125rem,1.05rem + .35vw,1.3125rem);
 --fs-h1:clamp(2.5rem,1.8rem + 2.8vw,4.5rem);--fs-h2:clamp(1.875rem,1.45rem + 1.6vw,3.125rem);--fs-h3:clamp(1.25rem,1.15rem + .4vw,1.5rem);
 --sp-sec:clamp(4.5rem,2.75rem + 6vw,8.5rem);--wrap:1240px;--read:720px;--gut:clamp(1.25rem,.5rem + 3vw,4rem);
 --ease:cubic-bezier(.22,.8,.2,1);--r:20px;--hd:98px}

/* ---------- base ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-padding-top:calc(var(--hd) + 16px)}
html.lenis,html.lenis body{height:auto}
body{margin:0;background:var(--white);color:var(--navy-900);font:500 var(--fs-body)/1.7 var(--sans);-webkit-font-smoothing:antialiased;overflow-x:clip}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
h1,h2,h3,p,figure{margin:0}
p{max-width:62ch}
:focus-visible{outline:2px solid var(--teal-600);outline-offset:3px;border-radius:4px}
.skip{position:absolute;left:-9999px;top:8px;z-index:100;background:var(--white);padding:10px 16px;border-radius:8px}.skip:focus{left:8px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.wrap{width:min(var(--wrap),100% - 2*var(--gut));margin-inline:auto}

/* ---------- type ---------- */
.eyebrow{display:inline-flex;align-items:center;gap:14px;font:600 .9375rem/1.4 var(--sans);letter-spacing:0;text-transform:none;color:var(--teal-700);margin-bottom:18px;max-width:none}
.eyebrow::before{content:none}
.rule{display:none}
.h1,.h2{font-family:var(--serif);font-weight:600;letter-spacing:-.025em;line-height:1.1;text-wrap:balance}
.h1{font-size:var(--fs-h1)}.h2{font-size:var(--fs-h2)}
.h1 em,.h2 em{font-style:italic;font-weight:500}
.h3,.card h3,.vcard h3{font:600 var(--fs-h3)/1.3 var(--serif);letter-spacing:-.015em}
.lead{font-size:var(--fs-lead);line-height:1.65;color:#3A4A60;margin-top:22px}
.split-line{display:block;overflow:hidden;padding-bottom:.08em;margin-bottom:-.08em}

/* ---------- buttons + links ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 28px;border-radius:999px;font:700 .9375rem/1 var(--sans);letter-spacing:.01em;text-decoration:none;border:1.5px solid transparent;cursor:pointer;white-space:nowrap;transition:background .2s,color .2s,border-color .2s,transform .2s var(--ease)}
.btn:active{transform:scale(.98)}
.btn-p{background:var(--teal-600);color:var(--white)}.btn-p:hover{background:var(--teal-700)}
.btn-s{border-color:var(--navy-800);color:var(--navy-800);background:transparent}.btn-s:hover{background:var(--navy-800);color:var(--white)}
.btn-g{background:var(--gold-500);color:var(--navy-950)}.btn-g:hover{background:var(--gold-300)}
.btn-w{border-color:rgba(255,255,255,.6);color:var(--white);background:rgba(10,20,36,.25);backdrop-filter:blur(6px)}.btn-w:hover{background:var(--white);color:var(--navy-900)}
.link{display:inline-flex;gap:10px;align-items:center;font-weight:700;color:var(--teal-600);text-decoration:none;border-bottom:1.5px solid currentColor;padding-bottom:3px}
.link::after{content:"→";transition:transform .2s var(--ease)}.link:hover::after{transform:translateX(4px)}

/* ---------- sections ---------- */
.sec{padding-block:var(--sp-sec)}
.sec.mist{background:var(--mist)}
.sec.navy{background:var(--navy-800);color:var(--white)}
.sec.navy .lead,.sec.navy p{color:rgba(255,255,255,.78)}.sec.navy .eyebrow{color:var(--gold-500)}
.sec-head{text-align:center;max-width:var(--read);margin:0 auto clamp(48px,5vw,72px)}
.sec-head p{margin-inline:auto}
.sec-head.left{text-align:left;margin-left:0}.sec-head.left p{margin-inline:0}
@media (min-width:1024px){
 .sec-head{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);column-gap:clamp(40px,6vw,96px);align-items:end;max-width:none;margin:0 0 clamp(48px,5vw,72px);text-align:left}
 .sec-head .eyebrow{grid-column:1;justify-self:start;align-self:end;margin-inline:0}
 .sec-head .h2{grid-column:1;max-width:18ch;align-self:start}
 .sec-head:not(:has(.lead,>p:not(.eyebrow))) .h2{grid-column:1/-1;max-width:26ch}
 .sec-head .lead,.sec-head>p:not(.eyebrow){grid-column:2;grid-row:1/span 2;margin:0;max-width:46ch;justify-self:start}
}

/* ---------- header (layout fixed in both states; only the ::before pill layer animates) ---------- */
.hd{position:fixed;top:14px;left:0;right:0;z-index:50;pointer-events:none}
.hd-in{position:relative;isolation:isolate;pointer-events:auto;width:min(1180px,100% - 2*var(--gut));height:70px;margin-inline:auto;display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:16px;padding:0 12px 0 32px;color:var(--white);transition:color .35s var(--ease)}
.hd-in::before{content:"";position:absolute;inset:0;z-index:-1;border-radius:999px;background:rgba(255,255,255,.95);backdrop-filter:blur(14px) saturate(1.4);box-shadow:0 1px 0 rgba(14,26,47,.05),0 14px 40px rgba(14,26,47,.16);opacity:0;transform:scale(.97,.82);transition:opacity .35s var(--ease),transform .45s var(--ease)}
.hd.solid .hd-in{color:var(--navy-900)}.hd.solid .hd-in::before{opacity:1;transform:none}
.nav{display:flex;align-items:center;gap:6px}.nav-l{justify-self:start}.nav-r{justify-self:end}
.nav>a:not(.btn),.dd-b{font:600 .9375rem var(--sans);color:inherit;text-decoration:none;padding:10px 14px;border-radius:999px;background:none;border:0;cursor:pointer;display:inline-flex;align-items:center;gap:6px;transition:background .15s}
.nav>a:not(.btn):hover,.dd-b:hover{background:rgba(255,255,255,.14)}
.hd.solid .nav>a:not(.btn):hover,.hd.solid .dd-b:hover{background:rgba(14,26,47,.06)}
.nav [aria-current="page"]:not(.btn){box-shadow:inset 0 -2px 0 var(--gold-500);border-radius:0}
.hd-cta{margin-left:10px;min-height:44px;padding:0 24px}
.mark{position:relative;display:grid;place-items:center;border-radius:50%;text-decoration:none;color:inherit;min-width:44px;min-height:44px}
.mark img{width:48px;height:48px;border-radius:50%;background:var(--navy-800);padding:2px;box-shadow:0 0 0 1.5px var(--gold-500);transform:scale(1.18);transition:transform .45s var(--ease)}
.hd.solid .mark img{transform:none}
.mark-t{position:absolute;top:calc(100% + 10px);left:50%;translate:-50% 0;font:600 .6875rem var(--mark);letter-spacing:.32em;text-transform:uppercase;white-space:nowrap;opacity:.9;transition:opacity .2s,transform .35s var(--ease)}
.hd.solid .mark-t{opacity:0;transform:translateY(-4px)}
.dd{position:relative}
.dd-b svg{transition:transform .15s}.dd-b[aria-expanded="true"] svg{transform:rotate(180deg)}
.dd-m{position:absolute;top:calc(100% + 14px);left:0;width:320px;background:var(--white);color:var(--navy-900);border-radius:var(--r);box-shadow:0 20px 50px rgba(14,26,47,.18);padding:8px;display:none}
.dd-m.open{display:grid}
.dd-m a{display:grid;gap:2px;padding:12px 14px;border-radius:12px;text-decoration:none}
.dd-m a:hover,.dd-m a[aria-current="page"]{background:var(--teal-100)}
.dd-m b{font-weight:700}.dd-m span{font-size:.875rem;color:var(--slate)}
.hd-cta-m{display:none;min-height:44px;padding:0 18px;font-size:.875rem}
.menu-b{display:none;width:44px;height:44px;border:0;background:none;color:inherit;cursor:pointer;place-items:center;gap:6px;align-content:center}
.menu-b span{display:block;width:22px;height:2px;background:currentColor;border-radius:2px;transition:transform .2s}
.menu-b[aria-expanded="true"] span:first-child{transform:translateY(4px) rotate(45deg)}.menu-b[aria-expanded="true"] span:last-child{transform:translateY(-4px) rotate(-45deg)}
.sheet{position:fixed;inset:0;z-index:45;background:var(--navy-800);color:var(--white);padding:calc(var(--hd) + 24px) var(--gut) 120px;display:grid;align-content:start;gap:28px}
.sheet[hidden]{display:none}.sheet nav{display:grid}
.sheet nav a{font:600 1.5rem/1.1 var(--serif);color:inherit;text-decoration:none;padding:16px 0;border-bottom:1px solid var(--navy-600)}
body.sheet-open{overflow:hidden}
body.sheet-open .hd-in{color:var(--navy-900)}body.sheet-open .hd-in::before{opacity:1;transform:none}

/* ---------- photo grade: one consistent treatment for every photo ---------- */
.graded{filter:saturate(.88) contrast(1.04)}

/* ---------- HERO (version 1: one frame, time passes) ---------- */
.hero{position:relative;height:240vh;background:var(--navy-950);color:var(--white)}
.hero-pin{position:sticky;top:0;height:100vh;min-height:620px;overflow:hidden}
.hero-img{position:absolute;inset:0;background-size:cover;background-repeat:no-repeat}
.hero-img.today{background-image:url(../img/hero-today-family-steps.webp);background-position:center 55%}
.hero-img.tmrw{background:var(--navy-900);opacity:0;overflow:hidden}
.hero-img.tmrw .flip{position:absolute;inset:0;background:url(../img/team/monica-photo-3.webp) 30% 6%/auto 170% no-repeat;transform:scaleX(-1)}
.hero-scrim{position:absolute;inset:0;background:linear-gradient(90deg,rgba(10,20,36,.92) 0%,rgba(10,20,36,.8) 30%,rgba(10,20,36,.45) 52%,rgba(10,20,36,.08) 80%),linear-gradient(0deg,rgba(10,20,36,.65),transparent 42%)}
.hero-trust{display:flex;align-items:center;flex-wrap:wrap;gap:10px 18px;margin-top:26px;font:600 .875rem/1.4 var(--sans);color:rgba(255,255,255,.82)}
.hero-trust span{display:inline-flex;align-items:center;gap:8px}
.hero-trust svg{flex:none;color:var(--gold-300)}
.hero-trust i{width:4px;height:4px;border-radius:50%;background:rgba(255,255,255,.4)}
.hero-copy{position:absolute;left:0;right:0;bottom:clamp(120px,19vh,180px)}
.hero-copy .eyebrow{color:var(--gold-500)}
.hero .h1{max-width:13ch;font-weight:600}
.hero .h1 .two{display:block;font-size:.5em;line-height:1.3;margin-top:.55em;font-style:normal;font-weight:500;letter-spacing:-.01em;color:var(--gold-300)}
.hero-acts{display:flex;gap:14px;flex-wrap:wrap;margin-top:clamp(28px,3vw,40px)}
.hero-time{position:absolute;left:0;right:0;bottom:clamp(36px,6vh,56px);display:flex;align-items:center;gap:18px;font:700 .6875rem var(--sans);letter-spacing:.22em;text-transform:uppercase;color:rgba(255,255,255,.75)}
.hero-time i{position:relative;flex:0 0 clamp(140px,16vw,240px);height:2px;background:rgba(255,255,255,.22);overflow:hidden}
.hero-time b{position:absolute;inset:0;background:var(--gold-500);transform:scaleX(0);transform-origin:left}
html.static .hero{height:100vh;min-height:620px}

/* ---------- opening statement ---------- */
.opening{padding-block:clamp(88px,9vw,144px)}
.open-in{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);column-gap:clamp(40px,6vw,96px);align-items:end}
.open-logo{display:none}
.open-logo{width:56px;height:56px;border-radius:50%;background:var(--navy-800);padding:2px;box-shadow:0 0 0 1.5px var(--gold-500),0 0 0 9px var(--white),0 0 0 10px var(--line)}
.statement{font:600 clamp(1.75rem,1.3rem + 1.6vw,2.75rem)/1.2 var(--serif);color:var(--navy-900);max-width:24ch;letter-spacing:-.025em;text-wrap:balance}
.open-sub{font-size:var(--fs-lead);line-height:1.7;color:var(--slate);max-width:58ch;text-wrap:pretty}
.open-sub a{color:var(--teal-700);font-weight:700;text-decoration:underline;text-decoration-color:color-mix(in srgb,var(--teal-600) 35%,transparent);text-underline-offset:4px;text-decoration-thickness:2px;transition:text-decoration-color .15s}
.open-sub a:hover{text-decoration-color:var(--teal-600)}

/* ---------- life map: Today to tomorrow (signature) ---------- */
.lm{padding-block:var(--sp-sec)}
.lm .sec-head{margin-bottom:clamp(32px,3.5vw,52px)}
.lm .sec-head .h2{max-width:22ch}
.lm-track{position:relative;list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(24px,2.6vw,40px)}
.lm-track::before,.lm-track::after{content:"";position:absolute;left:12.5%;right:12.5%;top:var(--lm-y,calc(var(--lm-pic,220px) + 22px));height:2px;border-radius:2px}
.lm-track::before{background:var(--line)}
.lm-track::after{background:linear-gradient(90deg,var(--teal-600),var(--gold-500));transform-origin:left center;transform:scaleX(var(--lm-p,1))}
.lm-stop{position:relative;display:grid;align-content:start;justify-items:start;gap:10px;transition:opacity .45s var(--ease)}
.lm-pic{width:100%;height:var(--lm-pic,220px);border-radius:90px 90px 16px 16px;background-size:cover;background-position:50% 35%;transition:transform .6s var(--ease)}
.lm-dot{position:relative;z-index:1;justify-self:center;width:16px;height:16px;margin:14px 0 10px;border-radius:50%;background:var(--white);box-shadow:inset 0 0 0 2px var(--teal-600),0 0 0 6px var(--white);transition:background .3s,box-shadow .3s}
.lm-stop.on .lm-dot,.lm:not(.pin) .lm-dot{background:var(--gold-500);box-shadow:inset 0 0 0 2px var(--gold-500),0 0 0 6px var(--white)}
.lm-when{font:600 .9375rem/1.3 var(--sans);color:var(--teal-700)}
.lm-stop .h3{margin:0}
.lm-text{color:#3A4A60;font-size:.9688rem;line-height:1.6}
.lm-go{text-decoration:none;margin-top:4px;display:inline-flex;gap:8px;font-weight:700;color:var(--navy-900);border-bottom:2px solid var(--gold-500);padding-bottom:3px;transition:gap .2s}
.lm-go:hover{gap:12px}
.lm.pin{height:240vh;padding:0}
.lm.pin .lm-pin{position:sticky;top:0;height:100vh;display:grid;align-content:center;padding-top:calc(var(--hd) + 12px)}
.lm.pin .lm-stop{opacity:.32}
.lm.pin .lm-stop.on{opacity:1}
.lm.pin .lm-stop.on .lm-pic{transform:translateY(-6px)}
@media (min-width:1024px) and (max-height:820px){.lm{--lm-pic:140px}.lm .lm-stop .h3{font-size:1.25rem}.lm .sec-head{margin-bottom:24px}.lm .sec-head .h2{font-size:clamp(2rem,1.5rem + 1.6vw,2.75rem)}.lm-text{font-size:.9063rem;line-height:1.55}.lm-dot{margin:10px 0 6px}.lm-stop{gap:8px}}

/* ---------- solutions: image-led tiles ---------- */
.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(16px,1.8vw,28px)}
.tile{position:relative;display:flex;flex-direction:column;justify-content:flex-end;min-height:clamp(480px,62vh,620px);border-radius:var(--r);overflow:hidden;color:var(--white);text-decoration:none;isolation:isolate}
.tile .img{position:absolute;inset:-6% 0;background-size:cover;background-position:center;z-index:-2;transition:transform .8s var(--ease)}
.tile::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(10,20,36,.05) 20%,rgba(10,20,36,.55) 58%,rgba(10,20,36,.92) 100%)}
.tile .in{padding:clamp(28px,2.6vw,40px)}
.tile .num{display:flex;align-items:center;gap:14px;font:600 .9375rem var(--sans);letter-spacing:0;text-transform:none;color:rgba(255,255,255,.88);margin-bottom:16px}
.tile .num b{font:600 1.125rem var(--serif);letter-spacing:0;color:var(--white)}
.tile .num{white-space:nowrap}
.tile h3{font:600 clamp(1.5rem,1.25rem + .8vw,2rem)/1.15 var(--serif);letter-spacing:-.02em;margin-bottom:14px}
.tile p{color:rgba(255,255,255,.9);font-size:.9375rem;line-height:1.65;max-width:34ch}
@media (min-width:1024px){
 .tiles{grid-template-rows:minmax(clamp(190px,26vh,300px),1fr) auto auto auto auto;row-gap:0}
 .tile{grid-row:span 5;display:grid;grid-template-rows:subgrid;min-height:0}
 .tile .in{display:contents}
 .tile .in>*{margin-inline:clamp(28px,2.6vw,40px)}
 .tile .num{grid-row:2}.tile h3{grid-row:3;align-self:end}.tile p{grid-row:4}
 .tile .go{grid-row:5;justify-self:start;margin-bottom:clamp(28px,2.6vw,40px)}
}
.tile .go{display:inline-flex;gap:10px;align-items:center;margin-top:22px;font-weight:700;font-size:.9375rem;border-bottom:1.5px solid var(--gold-500);padding-bottom:3px}
.tile .go::after{content:"→";transition:transform .25s var(--ease)}
@media (hover:hover) and (pointer:fine){.tile:hover .img{transform:scale(1.05)}.tile:hover .go::after{transform:translateX(5px)}}

/* ---------- how it works (navy) ---------- */
.how .steps{position:relative;display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(32px,4vw,64px);max-width:1080px;margin-inline:auto}
.how .steps::before,.how .steps::after{content:"";position:absolute;top:35px;left:calc(100%/6);right:calc(100%/6);height:2px;border-radius:2px}
.how .steps::before{background:rgba(255,255,255,.14)}
.how .steps::after{background:linear-gradient(90deg,var(--gold-500),var(--gold-300));transform:scaleX(0);transform-origin:left center;transition:transform 1.6s var(--ease) .25s}
.how .steps.in::after,html.static .how .steps::after{transform:none}
.how .step{position:relative;display:grid;justify-items:center;align-content:start;gap:14px;text-align:center}
.how .step .n{position:relative;z-index:1;width:72px;height:72px;margin-bottom:10px;border-radius:50%;display:grid;place-items:center;font:600 1.375rem/1 var(--serif);letter-spacing:-.01em;color:var(--gold-300);background:var(--navy-800);box-shadow:inset 0 0 0 1.5px var(--gold-500),0 0 0 10px var(--navy-800)}
.how .step h3{color:var(--white)}
.how .step p{color:rgba(255,255,255,.76);max-width:30ch}
.how-cta{display:flex;justify-content:center;margin-top:clamp(48px,5vw,64px)}

/* ---------- split list (editorial: sticky heading left, hairline items right) ---------- */
.split-list{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:clamp(40px,6vw,104px);align-items:start}
.sl-head{position:sticky;top:calc(var(--hd) + 48px)}
.sl-head .h2{text-wrap:balance}
.sl-head .rule{width:64px;height:2px;background:var(--gold-500);margin:28px 0}
.sl-head .more,.guide .more{text-decoration:none;display:inline-flex;align-items:center;gap:10px;font-weight:700;color:var(--teal-700);border-bottom:2px solid color-mix(in srgb,var(--teal-600) 35%,transparent);padding-bottom:4px;transition:border-color .15s,gap .2s}
.sl-head .more:hover{border-color:var(--teal-600);gap:14px}
.sl-items{display:grid;border-bottom:1px solid var(--line)}
.sl-item{display:grid;grid-template-columns:56px 1fr;column-gap:28px;row-gap:8px;padding:clamp(28px,3vw,40px) 0;border-top:1px solid var(--line)}
.sl-item>:first-child{grid-row:1/3}
.sl-item h3{align-self:end;margin:0}
.sl-item p{grid-column:2;color:#3A4A60;max-width:52ch;margin:0}
.pl-split{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:clamp(40px,5vw,88px);align-items:center}
.pl-photo{border-radius:var(--r);aspect-ratio:4/5;max-height:min(600px,78vh);background-size:cover;background-position:50% 40%}

/* ---------- guidance (Monica) ---------- */
.guide{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(40px,5vw,88px);align-items:center;max-width:1160px}
.guide .more{text-decoration:none;display:inline-flex;align-items:center;gap:10px;margin-top:30px;font-weight:700;color:var(--teal-700);border-bottom:2px solid color-mix(in srgb,var(--teal-600) 35%,transparent);padding-bottom:4px;transition:border-color .15s,gap .2s}
.guide .more:hover{border-color:var(--teal-600);gap:14px}
.guide .pic{position:relative;border-radius:999px 999px 24px 24px;overflow:visible;aspect-ratio:4/5;max-height:min(620px,78vh);isolation:isolate}
.guide .pic::before{content:"";position:absolute;inset:-14px 14px 14px -14px;z-index:-1;border-radius:999px 999px 28px 28px;border:1.5px solid color-mix(in srgb,var(--gold-500) 60%,transparent)}
.guide .pic .img{border-radius:999px 999px 24px 24px}
.guide .pic>.img{overflow:hidden}
.pic-tag{position:absolute;left:24px;bottom:24px;display:grid;gap:2px;padding:14px 20px;border-radius:14px;background:var(--white);box-shadow:0 14px 34px rgba(14,26,47,.18);max-width:none}
.pic-tag b{font:600 1rem/1.3 var(--serif);color:var(--navy-900)}.pic-tag span{font-size:.8125rem;color:var(--slate)}
.vals{list-style:none;margin:28px 0 0;padding:0;counter-reset:v;display:grid;border-top:1px solid var(--line)}
.vals li{counter-increment:v;display:grid;grid-template-columns:44px 1fr;gap:4px 12px;padding:16px 0;border-bottom:1px solid var(--line);color:#3A4A60;font-size:.9688rem;line-height:1.55}
.vals li::before{content:counter(v,decimal-leading-zero);grid-row:1/3;font:600 1rem/1.5 var(--serif);color:var(--teal-700)}
.vals b{color:var(--navy-900);font-weight:700}
.guide .pic .img{position:absolute;inset:0;background-size:250%;background-position:33% 14%;overflow:hidden}
.guide .quote{font:600 clamp(1.875rem,1.45rem + 1.6vw,3rem)/1.15 var(--serif);letter-spacing:-.025em;text-wrap:balance}
.guide .rule{width:64px;height:2px;background:var(--gold-500);margin:30px 0}

/* ---------- careers: image band ---------- */
.careers{position:relative;color:var(--white);isolation:isolate;overflow:hidden}
.careers .bg{position:absolute;inset:-8% 0;z-index:-2;background:url(../img/page-join-rainmaker-hero.webp) center/cover}
.careers::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(10,20,36,.94) 0%,rgba(10,20,36,.82) 48%,rgba(10,20,36,.5) 100%)}
.careers .grid{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(40px,6vw,96px);align-items:center}
.careers .eyebrow{color:var(--gold-500)}
.careers .lead{color:rgba(255,255,255,.8)}
.careers .btn{margin-top:36px}
.team{display:flex;justify-content:flex-end;gap:24px}
.team figure{display:grid;gap:12px;justify-items:center}
.team .ph{width:clamp(150px,13vw,200px);aspect-ratio:3/4;border-radius:999px 999px 18px 18px;background-size:cover;background-position:50% 18%;box-shadow:0 0 0 1.5px var(--gold-500),0 24px 50px rgba(0,0,0,.35)}
.team figure{position:relative}
.team figcaption.tag{position:absolute;left:50%;bottom:-14px;translate:-50% 0;white-space:nowrap;padding:8px 14px;border-radius:999px;background:var(--white);color:var(--navy-900);font:700 .8125rem/1 var(--sans);box-shadow:0 8px 20px rgba(0,0,0,.25)}
.aud-pills{list-style:none;margin:26px 0 0;padding:0;display:flex;flex-wrap:wrap;gap:10px}
.aud-pills a{display:inline-flex;padding:10px 16px;border-radius:999px;border:1px solid rgba(255,255,255,.28);color:var(--white);font:600 .875rem/1 var(--sans);text-decoration:none;transition:background .15s,border-color .15s}
.aud-pills a:hover{background:rgba(255,255,255,.1);border-color:var(--gold-300)}
.careers .btn{margin-top:28px}

/* ---------- closing ---------- */
.sec.close{position:relative;overflow:hidden;background:var(--mist);border-top:1px solid var(--line)}
.sec.close::before{content:"";position:absolute;inset:0;pointer-events:none;background:repeating-linear-gradient(100deg,transparent 0 38px,rgba(19,35,63,.05) 38px 39px);-webkit-mask-image:linear-gradient(180deg,#000,transparent 90%);mask-image:linear-gradient(180deg,#000,transparent 90%)}
.close .panel{position:relative;display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);grid-template-areas:"eb ." "hd lead" "hd acts";column-gap:clamp(40px,6vw,96px);align-items:end;text-align:left}
.close .panel .eyebrow{grid-area:eb;justify-self:start}
.close .panel .h2{grid-area:hd;align-self:start;max-width:16ch;margin:0;font-size:clamp(2.25rem,1.6rem + 2.4vw,4rem);line-height:1.04}
.close .panel p:not(.eyebrow),.close .panel .lead{grid-area:lead;margin:0;color:#3A4A60;max-width:44ch}
.close .acts{grid-area:acts;display:flex;gap:14px 24px;justify-content:flex-start;align-items:center;margin-top:28px;flex-wrap:wrap}
.close .acts .alt{display:inline-flex;gap:8px;font-weight:700;color:var(--teal-700);text-decoration:none;border-bottom:2px solid color-mix(in srgb,var(--teal-600) 35%,transparent);padding-bottom:3px}
.close .acts .alt:hover{border-color:var(--teal-600)}

/* ---------- shared components still used by inner pages ---------- */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(20px,2.4vw,32px)}
.card{display:flex;flex-direction:column;background:var(--white);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;transition:transform .3s var(--ease),box-shadow .3s}
.card .phw{overflow:hidden}.card .ph{aspect-ratio:16/10;background-size:cover;background-position:center;transition:transform .4s var(--ease)}
.card .body{display:flex;flex-direction:column;gap:14px;padding:32px 32px 36px;flex:1}
.card .when{font:800 .6875rem var(--sans);letter-spacing:.2em;text-transform:uppercase;color:var(--gold-500)}
.card p{color:var(--slate)}.card .link{margin-top:auto;align-self:flex-start}
@media (hover:hover) and (pointer:fine){.card:hover{transform:translateY(-4px);box-shadow:0 24px 50px rgba(14,26,47,.12)}.card:hover .ph{transform:scale(1.04)}}
.step .n{font:600 1.5rem var(--serif);color:var(--gold-500)}
.ph{background-size:cover;background-position:center}

/* ---------- footer: centred back cover ---------- */
.ft{background:radial-gradient(120% 80% at 50% 0%,#1B3157 0%,var(--navy-800) 55%,var(--navy-900) 100%);color:rgba(255,255,255,.8);padding:clamp(64px,7vw,104px) 0 0;text-align:center}
.ft-in{width:min(980px,100% - 2*var(--gut));margin-inline:auto}
.ft-cover{display:grid;justify-items:center;gap:14px}
.ft-mark img{width:76px;height:76px;border-radius:50%;background:var(--navy-900);padding:3px;box-shadow:0 0 0 1.5px var(--gold-500),0 0 0 8px rgba(201,162,90,.12)}
.ft-name{font:500 clamp(1.5rem,1.2rem + 1vw,2rem)/1.1 var(--mark);letter-spacing:.14em;text-transform:uppercase;color:var(--white);display:grid;gap:8px;margin-top:6px}
.ft-name span{font:700 .6875rem var(--sans);letter-spacing:.32em;color:var(--gold-500)}
.ft-tag{max-width:46ch;font-size:1rem;color:rgba(255,255,255,.72);margin:4px auto 0}
.ft-acts{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:14px}
.ft-links{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:clamp(48px,5vw,72px) 0 0;padding:40px 0;border-top:1px solid rgba(201,162,90,.28);border-bottom:1px solid rgba(255,255,255,.1)}
.ft-links nav{display:grid;justify-items:center;align-content:start;gap:10px}
.ft-links h2{font:800 .6875rem var(--sans);letter-spacing:.24em;text-transform:uppercase;color:var(--gold-500);margin:0 0 4px}
.ft-links a{font-size:.9375rem;color:rgba(255,255,255,.86);text-decoration:none;padding:2px 0}
.ft-links a:hover{color:var(--white);text-decoration:underline;text-underline-offset:4px}
.ft-legal{max-width:78ch;margin:32px auto 0;font-size:.8125rem;line-height:1.7;color:rgba(255,255,255,.6)}
.ft-bar{display:flex;justify-content:center;flex-wrap:wrap;gap:6px 0;max-width:none;margin:28px auto 0;padding:22px 0 30px;border-top:1px solid rgba(255,255,255,.08);font-size:.75rem;color:rgba(255,255,255,.5)}
.ft-bar span+span::before{content:"·";margin:0 12px;color:var(--gold-500)}
.tabbar{display:none}

/* ---------- reveals (content visible without JS; rmk.js adds .js-motion only when motion is on) ---------- */
.js-motion .rv{opacity:0;transform:translateY(20px);transition:opacity .6s var(--ease),transform .6s var(--ease);transition-delay:calc(var(--i,0)*70ms)}
.js-motion .rv.in{opacity:1;transform:none}

/* ---------- tablet ---------- */
@media (max-width:1100px){
 .hd-in{grid-template-columns:auto 1fr auto auto;padding:0 10px 0 16px;height:62px}
 .nav-l,.nav-r{display:none}
 .mark{grid-column:1}.mark-t{display:none}.mark img{transform:none}
 .hd-cta-m{display:inline-flex;grid-column:3}.menu-b{display:grid;grid-column:4}
}
@media (max-width:1023px),(max-height:599px){
 .hero{height:auto}.hero-pin{position:relative;height:88vh;min-height:560px}
 .hero-img.tmrw{display:none}.hero-time{display:none}.hero-copy{bottom:48px}
 .tiles{grid-template-columns:none;grid-auto-flow:column;grid-auto-columns:minmax(300px,72%);overflow-x:auto;scroll-snap-type:x mandatory;margin-inline:calc(var(--gut)*-1);padding:0 var(--gut) 8px;scroll-padding-inline:var(--gut)}
 .tiles>*{scroll-snap-align:start}
 .guide,.careers .grid{grid-template-columns:1fr}.team{justify-content:center}
 .careers .grid>div:first-child{text-align:center}.careers .lead{margin-inline:auto}.careers .btn{width:100%}.aud-pills{justify-content:center}
 .guide .pic{max-width:420px;margin-inline:auto}
}
/* ---------- phone: everything left-aligned, buttons full width ---------- */
@media (max-width:760px){
 :root{--hd:84px}
 .hd{top:10px}.hd-in{height:58px}.mark img{width:40px;height:40px}
 .step{text-align:left}
 .lm-track{grid-template-columns:1fr;gap:28px}
 .lm-track::before,.lm-track::after{display:none}
 .lm-stop{grid-template-columns:88px 1fr;column-gap:20px;row-gap:6px;text-align:left}
 .lm-stop:not(:last-child)::after{content:"";position:absolute;left:43px;top:100px;bottom:-24px;width:2px;background:linear-gradient(180deg,var(--teal-600),var(--gold-500));opacity:.5}
 .lm-pic{grid-row:1/6;width:88px;height:88px;border-radius:50%}
 .lm-dot{display:none}
 .split-list{grid-template-columns:1fr;gap:32px}.sl-head{position:static;text-align:center}.sl-head .rule{margin:24px auto}
 .sl-item{grid-template-columns:48px 1fr;column-gap:18px}
 .sl-head .more{max-width:max-content;margin-inline:auto;display:flex}
 .pl-split{grid-template-columns:1fr;gap:28px}.pl-photo{aspect-ratio:4/3}
 .how .steps{gap:36px}
 .how .steps::before,.how .steps::after{display:none}
 .how .step:not(:last-child)::after{content:"";position:absolute;left:35px;top:80px;bottom:-30px;width:2px;border-radius:2px;background:linear-gradient(180deg,var(--gold-500),rgba(201,162,90,.35))}
 .how .step{grid-template-columns:72px 1fr;justify-items:start;column-gap:20px;row-gap:8px;text-align:left}
 .how .step .n{grid-row:1/3;margin:0}.how .step h3{align-self:end;margin-top:6px}.how .step p{grid-column:2}
 .open-in{display:flex;flex-direction:column;align-items:center;text-align:center;gap:22px}
 .close .panel{display:block;text-align:center}.close .panel .h2{margin-inline:auto}.close .panel p:not(.eyebrow),.close .panel .lead{margin:20px auto 0}
 .hero-copy{text-align:center}.hero .h1{margin-inline:auto}.hero-acts,.hero-trust{justify-content:center}
 .how .steps,.cards{grid-template-columns:1fr}
 .hero-pin{min-height:640px}.hero-img.today{inset:0 0 34% 0;background-size:cover;background-position:50% 35%}.hero-pin{background:var(--navy-950,#0A1424)}
 .hero-scrim{background:linear-gradient(180deg,rgba(10,20,36,.15) 0%,rgba(10,20,36,.35) 32%,rgba(10,20,36,.94) 56%,rgba(10,20,36,1) 100%)}
 .hero-trust{gap:8px 14px;font-size:.8125rem}.hero-trust i{display:none}
 .hero-acts .btn,.close .acts .btn{flex:1 1 100%}.close .acts{justify-content:center;margin-top:28px}
 .guide .pic{aspect-ratio:4/3}
 .ft-links{grid-template-columns:1fr;gap:28px;padding:32px 0}
 .ft-bar{flex-direction:column;align-items:center;gap:6px;text-align:center}.ft-bar span+span::before{display:none}
 .ft{padding-bottom:96px}
 .tabbar{display:flex;position:fixed;left:12px;right:12px;bottom:12px;z-index:40;justify-content:space-around;background:rgba(19,35,63,.96);backdrop-filter:blur(8px);border-radius:20px;padding:8px 4px;box-shadow:0 12px 30px rgba(14,26,47,.3)}
 .tabbar a{display:grid;justify-items:center;gap:4px;min-width:64px;min-height:48px;align-content:center;color:rgba(255,255,255,.85);text-decoration:none;font:700 .6875rem var(--sans)}
 .tabbar svg{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:1.8}
}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{transition-duration:.01ms!important;animation-duration:.01ms!important}}

/* ---------- signature system: inner-page components (owner 2026-10-23, DESIGN.md s8) ----------
   icon circles -> Poppins numerals; boxed disclosures with a coloured edge -> fine print under a hairline;
   uppercase tracked micro-labels -> sentence case. Prefixed with main to win over the page-level rules. */
main .p-ico,main .ico{display:none}
main .jn-sup .ico{display:inline-grid;width:auto;height:auto;margin:0;background:none;color:var(--teal-600)}
main :is(.sl-items,.ab-val,.jn-aud,.p-rows),main :has(> .p-card > .p-ico){counter-reset:n}
main :is(.sl-item,.ab-val>article,.jn-aud>article,.p-row,.p-card:has(> .p-ico))::before{counter-increment:n;content:counter(n,decimal-leading-zero);font:600 1.125rem/1 var(--serif);letter-spacing:.02em;color:var(--teal-700)}
main .sl-item::before{grid-row:1/3;padding-top:6px}
main .navy :is(.p-card,.p-row)::before{color:var(--gold-300)}
main .p-lbl{font:700 .875rem/1.3 var(--sans);letter-spacing:0;text-transform:none}
main .p-note{display:block;background:none;border:0;border-top:1px solid var(--line);border-radius:0;box-shadow:none;padding:18px 0 0;font-size:.875rem;line-height:1.6;color:var(--slate)}
main .p-note b{display:inline;margin-right:4px;font:700 .875rem/1.6 var(--sans);letter-spacing:0;text-transform:none;color:var(--navy-900)}
main .p-note b::after{content:"."}
main .p-note p{display:inline}
main .navy .p-note{background:none;border-top-color:rgba(255,255,255,.16);color:rgba(255,255,255,.72)}
main .navy .p-note b{color:var(--white)}

/* no pills (owner 2026-10-23: "those pills look AI slop"): chips, audience links and FAQ topics are inline text with thin dividers */
main .p-chips,main .aud-pills,main .fq-topics{display:flex;flex-wrap:wrap;align-items:center;gap:6px 0}
main .p-chip,main .aud-pills a,main .fq-topics a{display:inline-flex;align-items:center;min-height:0;padding:0;border:0;border-radius:0;background:none;box-shadow:none;font:600 .9375rem/1.5 var(--sans);color:var(--navy-900)}
main :is(.p-chip,.aud-pills li,.fq-topics a)+:is(.p-chip,.aud-pills li,.fq-topics a)::before{content:"";display:inline-block;width:1px;height:14px;margin:0 14px;background:var(--line)}
main .aud-pills li{display:inline-flex;align-items:center}
main .aud-pills a,main .fq-topics a{color:var(--teal-700);text-decoration:underline;text-decoration-color:color-mix(in srgb,var(--teal-600) 35%,transparent);text-underline-offset:5px;text-decoration-thickness:2px}
main .aud-pills a:hover,main .fq-topics a:hover{background:none;text-decoration-color:var(--teal-600)}
main :is(.navy,.careers) :is(.p-chip,.aud-pills a){color:var(--white)}
main .careers .aud-pills a{text-decoration-color:color-mix(in srgb,var(--gold-300) 55%,transparent)}
main :is(.navy,.careers) :is(.p-chip,.aud-pills li)+:is(.p-chip,.aud-pills li)::before{background:rgba(255,255,255,.3)}
main .p-chips,main .p-cat .tags{background:none;padding:0;border:0}
main .fq-label{font:700 .9375rem/1.3 var(--sans);letter-spacing:0;text-transform:none;color:var(--navy-900)}
main .fq-side .lead{margin-top:24px}
/* terms row (annuities): one quiet line under a hairline, "Terms to review" then the terms as plain comma-separated text */
main .p-cat .tags{display:block;margin-top:auto;padding-top:18px;border-top:1px solid var(--line);font-size:.9375rem;line-height:1.6}
main .p-cat .tags .p-lbl{display:inline;margin:0 6px 0 0;font:500 .9375rem/1.6 var(--sans);color:var(--slate)}
main .p-cat .tags .p-lbl::after{content:":"}
main .p-cat .p-chips{display:inline}
main .p-cat .p-chip{display:inline;font:700 .9375rem/1.6 var(--sans);color:var(--navy-900)}
main .p-cat .p-chip+.p-chip::before{content:", ";display:inline;width:auto;height:auto;margin:0;background:none}
main .p-cat .rule{display:none}

/* living benefits (mortgage + life): open statement, no boxes. left = condition, thin gold arrow, right = result */
main .sec.navy .p-flow{display:grid;grid-template-columns:minmax(0,1fr) 64px minmax(0,1fr);gap:clamp(20px,3vw,48px);align-items:start;max-width:none;margin-inline:0;padding-top:clamp(28px,3vw,40px);border-top:1px solid rgba(255,255,255,.16)}
main .sec.navy .p-flow .box,main .sec.navy .p-flow .p-chips{justify-items:stretch}
main .sec.navy .p-flow .box{display:grid;gap:14px;align-content:start;padding:0;border:0;border-radius:0;background:none}
main .sec.navy .p-flow .p-lbl{font:600 .9375rem/1.3 var(--sans);color:rgba(255,255,255,.7)}
main .sec.navy .p-flow .box.res .p-lbl{color:var(--gold-300)}
main .sec.navy .p-flow .h3{font:600 clamp(1.5rem,1.2rem + 1vw,2.125rem)/1.2 var(--serif);letter-spacing:-.02em;color:var(--white);margin:0}
main .sec.navy .p-flow .box p:not(.p-lbl){color:rgba(255,255,255,.78)}
main .sec.navy .p-flow .p-chips{display:grid;gap:0}
main .sec.navy .p-flow .p-chip{display:block;padding:12px 0;border:0;border-bottom:1px solid rgba(255,255,255,.14);background:none;font:600 clamp(1.25rem,1.1rem + .6vw,1.625rem)/1.25 var(--serif);color:var(--white)}
main .sec.navy .p-flow .p-chip+.p-chip::before{content:none}
main .sec.navy .p-flow .arrow{rotate:none;align-self:center;width:auto;height:auto;margin-top:36px;border-radius:0;background:none;color:var(--gold-500)}
main .sec.navy .p-flow .arrow svg{width:56px;height:24px;stroke-width:1.5}
main .sec.navy .p-note{max-width:none;margin:clamp(32px,3.5vw,48px) 0 0;padding:18px 0 0;background:none;border:0;border-top:1px solid rgba(255,255,255,.16);border-radius:0;color:rgba(255,255,255,.72)}
main .sec.navy .p-note b{color:var(--white)}
@media (max-width:760px){
 main .sec.navy .p-flow{grid-template-columns:1fr;text-align:left;gap:20px}
 main .sec.navy .p-flow .arrow{margin:0;rotate:none;transform:rotate(90deg);justify-self:start}
 main .sec.navy .p-flow .arrow svg{width:40px}
}

/* solution-page FAQs: heading left (sticky), open hairline accordion right, like the FAQ page */
@media (min-width:1024px){
 main #faq .wrap:has(> .p-faq){display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:clamp(40px,6vw,104px);align-items:start}
 main #faq .wrap:has(> .p-faq) > .sec-head{display:block;position:sticky;top:calc(var(--hd) + 40px);margin:0}
 main #faq .wrap:has(> .p-faq) > .sec-head .h2{max-width:12ch}
}
main #faq .p-faq{max-width:none;margin:0;gap:0;border-top:1px solid var(--line)}
main #faq .p-faq details{background:none;border:0;border-bottom:1px solid var(--line);border-radius:0;box-shadow:none}
main #faq .p-faq summary{padding:22px 0;min-height:72px;font:600 1.0625rem/1.4 var(--sans)}
main #faq .p-faq .pm{width:36px;height:36px;background:none;box-shadow:inset 0 0 0 1.5px var(--teal-600)}
main #faq .p-faq details[open] .pm{background:var(--teal-600)}
main #faq .p-faq details[open] .pm::before,main #faq .p-faq details[open] .pm::after{background:var(--white)}
main #faq .p-faq .a{padding:0 56px 24px 0}

/* living benefits, image-led + layered (owner 2026-10-23): photo with an overlapping frosted navy panel */
main .lb{position:relative;display:grid;grid-template-columns:repeat(12,minmax(0,1fr));align-items:center}
main .lb-photo{grid-column:1/9;grid-row:1;aspect-ratio:16/11;border-radius:28px;background-size:cover;background-position:50% 40%;box-shadow:0 40px 80px rgba(0,0,0,.35)}
main .sec.navy .lb .p-flow.lb-panel{grid-column:7/13;grid-row:1;z-index:1;display:grid;grid-template-columns:1fr;gap:22px;margin:0;padding:clamp(28px,3vw,44px);border:1px solid rgba(255,255,255,.14);border-radius:24px;background:rgba(17,31,56,.78);-webkit-backdrop-filter:blur(18px) saturate(1.2);backdrop-filter:blur(18px) saturate(1.2);box-shadow:0 30px 70px rgba(0,0,0,.4);transform:translateY(24px);transition:transform 1s var(--ease)}
main .lb.in .lb-panel,html.static main .lb .lb-panel{transform:none}
main .sec.navy .lb-panel .p-chips{counter-reset:c}
main .sec.navy .lb-panel .p-chip{counter-increment:c;display:grid;grid-template-columns:40px 1fr;align-items:baseline;padding:12px 0}
main .sec.navy .lb-panel .p-chip::after{content:none}
main .sec.navy .lb-panel .p-chip::before{content:counter(c,decimal-leading-zero);font:600 .875rem/1 var(--serif);color:var(--gold-300)}
main .sec.navy .lb-panel .p-chip+.p-chip::before{content:counter(c,decimal-leading-zero);display:inline;width:auto;height:auto;margin:0;background:none}
main .sec.navy .lb-panel .arrow{margin:0;rotate:none;transform:rotate(90deg);justify-self:start;align-self:start}
main .sec.navy .lb-panel .arrow svg{width:40px}
main .sec.navy .lb-panel .box.res{padding-top:4px}
main .sec.navy .lb-panel .box.res .h3{color:var(--gold-300)}
@media (max-width:900px){
 main .lb{grid-template-columns:1fr}
 main .lb-photo{grid-column:1;aspect-ratio:4/3;border-radius:22px}
 main .sec.navy .lb .p-flow.lb-panel{grid-column:1;grid-row:2;margin:-72px 14px 0;padding:26px 22px}
}
main .sec.navy .lb-panel .p-chips{display:grid;width:100%;justify-items:stretch}

/* layered component (owner-approved 2026-10-23): photo + overlapping panel. .lay = photo left/panel right, .rev = mirrored,
   .band = wide photo with the panel overlapping its bottom edge. Light sections get a white panel. */
main .lay{position:relative;display:grid;grid-template-columns:repeat(12,minmax(0,1fr));align-items:center;gap:0}
main .lay>:is(.lay-photo,.ph,.pl-photo){grid-column:1/9;grid-row:1;min-height:0;aspect-ratio:16/11;max-height:none;border-radius:28px;background-size:cover;background-position:50% 40%;box-shadow:0 30px 70px rgba(14,26,47,.18)}
main .lay>:not(.lay-photo,.ph,.pl-photo){grid-column:7/13;grid-row:1;z-index:1;margin:0;padding:clamp(28px,3vw,44px);border:1px solid var(--line);border-radius:24px;background:rgba(255,255,255,.94);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);box-shadow:0 30px 70px rgba(14,26,47,.16)}
main .lay.rev>:is(.lay-photo,.ph,.pl-photo){grid-column:5/13}
main .lay.rev>:not(.lay-photo,.ph,.pl-photo){grid-column:1/8}
main .lay .p-rows,main .lay .sl-items,main .lay .ab-val{border-top:0}
main .lay :is(.p-row,.sl-item,.ab-val>article):last-child{border-bottom:0;padding-bottom:0}
main .lay :is(.p-row,.sl-item,.ab-val>article):first-child{padding-top:0}
main .lay .ab-val>article{grid-template-columns:44px minmax(0,1fr);row-gap:6px}
main .lay .ab-val>article::before{grid-row:1/3}
main .lay .ab-val p{grid-column:2}
main .lay .lay-panel .sl-head{position:static}
main .lay .lay-panel .sl-head .rule{display:none}
main .lay .lay-panel .sl-items{margin-top:28px}
main .lay.band{grid-template-columns:1fr}
main .lay.band>.lay-photo{grid-column:1;aspect-ratio:21/8}
main .lay.band>.jn-aud{grid-column:1;grid-row:2;margin:-110px clamp(20px,4vw,64px) 0;padding:0;border-block:0}
@media (max-width:900px){
 main .lay,main .lay.rev{grid-template-columns:1fr}
 main .lay>:is(.lay-photo,.ph,.pl-photo),main .lay.rev>:is(.lay-photo,.ph,.pl-photo){grid-column:1;grid-row:1;aspect-ratio:4/3;border-radius:22px}
 main .lay>:not(.lay-photo,.ph,.pl-photo),main .lay.rev>:not(.lay-photo,.ph,.pl-photo){grid-column:1;grid-row:2;margin:-64px 12px 0;padding:26px 22px}
 main .lay.band>.jn-aud{margin:-64px 12px 0}
}
main .lay>:not(.lay-photo,.ph,.pl-photo){background:var(--white);-webkit-backdrop-filter:none;backdrop-filter:none}
main .lay .lay-panel .sl-head .more{margin-top:22px}
/* photo matches the panel height (owner 2026-10-23: 'fix sizing') */
main .lay:not(.band){align-items:stretch}
main .lay:not(.band)>:is(.lay-photo,.ph,.pl-photo){aspect-ratio:auto;height:auto;min-height:420px}
main .lb{align-items:stretch}main .lb-photo{aspect-ratio:auto;min-height:440px}
@media (max-width:900px){main .lay:not(.band)>:is(.lay-photo,.ph,.pl-photo),main .lb-photo{aspect-ratio:4/3;min-height:0}}

/* about: mission over a dusk skyline (frosted navy panel); how-we-work as a light layered block */
main .sec.navy.ab-photo{background:linear-gradient(90deg,rgba(14,26,47,.55),rgba(14,26,47,.15)),url(../img/page-about-hero.webp) 50% 60%/cover;text-align:left;padding-block:clamp(120px,14vw,200px)}
main .ab-photo .wrap>.rv{max-width:640px;padding:clamp(32px,4vw,56px);border:1px solid rgba(255,255,255,.16);border-radius:28px;background:rgba(17,31,56,.72);-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);box-shadow:0 30px 70px rgba(0,0,0,.35)}
main .ab-photo .big{margin:20px 0 0;max-width:none}
main .lay .ab-inf{display:grid;grid-template-columns:1fr;gap:0;max-width:none;margin:0}
main .lay .ab-inf .cell{border:0;border-radius:0;background:none;padding:22px 0;text-align:left}
main .lay .ab-inf .cell b{color:var(--navy-900);font:600 clamp(1.375rem,1.15rem + .8vw,1.875rem)/1.2 var(--serif);letter-spacing:-.02em}
main .lay .ab-inf .cell span{color:#3A4A60}
main .lay .ab-inf .plus{justify-self:start;width:40px;height:40px;font-size:1.25rem}
@media (max-width:760px){main .ab-photo{padding-block:96px}main .ab-photo .wrap>.rv{padding:28px 22px}}

/* form choices (contact + join): option tiles with a selection circle, not pills */
main .fm .chips{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px}
main .fm .chips span{position:relative;display:flex;align-items:center;justify-content:flex-start;gap:12px;min-height:56px;padding:0 16px 0 46px;border-radius:12px;background:var(--white)}
main .fm .chips span::before{content:"";position:absolute;left:16px;top:50%;width:18px;height:18px;margin-top:-9px;border-radius:50%;box-shadow:inset 0 0 0 1.5px var(--line);background:var(--white);transition:box-shadow .15s}
main .fm .chips input:checked+span::before{box-shadow:inset 0 0 0 5px var(--teal-600)}
main .fm .chips input:checked+span{background:var(--teal-100)}
main .fm .opt{font:600 .875rem/1 var(--sans);letter-spacing:0;text-transform:none;color:var(--slate);background:none;border:0;padding:0;margin-right:4px}


/* join support: one raised panel with a two-column checklist */
main .jn-label{font:600 .9375rem/1.4 var(--sans);letter-spacing:0;text-transform:none;color:var(--teal-700);text-align:left;margin:0 0 20px}
main .jn-sup{max-width:none;margin:0;gap:0 48px;padding:clamp(24px,3vw,40px) clamp(28px,3vw,48px);border:1px solid var(--line);border-radius:24px;background:var(--white);box-shadow:0 30px 70px rgba(14,26,47,.12)}
main .jn-sup li{border:0;border-bottom:1px solid var(--line);border-radius:0;background:none;padding:20px 0;font:600 1.0625rem/1.3 var(--sans)}
main .jn-sup li:nth-last-child(-n+2){border-bottom:0}
main .jn-sup .ico{width:auto;height:auto;color:var(--teal-600)}
@media (max-width:760px){main .jn-sup{grid-template-columns:1fr}main .jn-sup li:nth-last-child(2){border-bottom:1px solid var(--line)}}

/* life types: one raised panel with numbered rows instead of three boxed rows */
main .p-types{max-width:none;margin:0;display:grid;gap:0;padding:8px clamp(24px,3vw,44px);border:1px solid var(--line);border-radius:24px;background:var(--white);box-shadow:0 30px 70px rgba(14,26,47,.12);counter-reset:t}
main .p-types .p-type{counter-increment:t;border:0;border-bottom:1px solid var(--line);border-radius:0;background:none;box-shadow:none;overflow:visible}
main .p-types .p-type:last-child{border-bottom:0}
main .p-types .p-type>*{padding:clamp(24px,2.6vw,36px) clamp(12px,1.6vw,24px)}
main .p-types .p-type .nm{background:none;padding-left:0;align-items:flex-start;flex-direction:column;gap:10px}
main .p-types .p-type .nm::before{content:counter(t,decimal-leading-zero);font:600 1rem/1 var(--serif);color:var(--teal-700)}
main .p-types .p-type .nm :is(h3,.h3){font:600 clamp(1.375rem,1.15rem + .8vw,1.75rem)/1.2 var(--serif);letter-spacing:-.02em}
main .p-types .p-type .know{border-left:1px solid var(--line)}
main .opt{font:600 .875rem/1.4 var(--sans)!important;letter-spacing:0!important;text-transform:none!important;color:var(--slate)!important;background:none!important;border:0!important;padding:0!important;margin-right:4px}
main .opt::before{content:"("}main .opt::after{content:")"}
main .fm .chips:has(> :nth-child(4):last-child){grid-template-columns:repeat(2,minmax(0,1fr))}
main .fm .chips input{z-index:1}

/* brief guide sections (SEO content): sticky heading + table of contents left, readable article right */
main .gb-in{display:grid;grid-template-columns:minmax(0,4fr) minmax(0,8fr);gap:clamp(40px,6vw,104px);align-items:start}
main .gb-side{position:sticky;top:calc(var(--hd) + 40px)}
main .gb-side .h2{font-size:clamp(1.875rem,1.4rem + 1.6vw,2.75rem);max-width:14ch}
main .gb-toc{display:grid;margin-top:28px;border-top:1px solid var(--line)}
main .gb-toc a{padding:12px 0;border-bottom:1px solid var(--line);font-weight:600;color:var(--navy-900);text-decoration:none;transition:color .15s,padding .2s}
main .gb-toc a:hover{color:var(--teal-700);padding-left:6px}
main .gb-body{display:grid;gap:clamp(32px,3.5vw,48px);max-width:68ch}
main .gb-sec{scroll-margin-top:calc(var(--hd) + 32px)}
main .gb-sec .h3{font:600 clamp(1.375rem,1.15rem + .8vw,1.75rem)/1.25 var(--serif);letter-spacing:-.02em;margin-bottom:14px}
main .gb-sec p,main .gb-sec li{color:#3A4A60;line-height:1.75}
main .gb-sec ul,main .gb-sec ol{margin:10px 0 0;padding-left:1.25em;display:grid;gap:8px}
main .gb-sec a{color:var(--teal-700);font-weight:600;text-decoration:underline;text-underline-offset:3px}
@media (max-width:900px){main .gb-in{grid-template-columns:1fr}main .gb-side{position:static}main .gb-toc{display:none}}

/* guide sections, layered like the rest of the site: mist band, the article as a raised white panel, gold section numerals,
   numbered steps as teal markers, bullets as teal dots */
main .sec.gb{background:var(--mist)}
main .gb-body{max-width:none;gap:0;padding:clamp(28px,3.5vw,56px);border:1px solid var(--line);border-radius:28px;background:var(--white);box-shadow:0 30px 70px rgba(14,26,47,.12);counter-reset:gs}
main .gb-sec{counter-increment:gs;padding:clamp(24px,2.6vw,36px) 0;border-bottom:1px solid var(--line)}
main .gb-sec:first-child{padding-top:0}main .gb-sec:last-child{border-bottom:0;padding-bottom:0}
main .gb-sec>h2{display:flex;align-items:baseline;gap:16px}
main .gb-sec>h2::before{content:counter(gs,decimal-leading-zero);font:600 .9375rem/1 var(--serif);color:var(--gold-500);flex:none;min-width:28px}
main .gb-sec>:not(h2){margin-left:44px}
main .gb-sec ol{list-style:none;padding:0;counter-reset:st;gap:12px}
main .gb-sec ol li{counter-increment:st;position:relative;padding-left:44px;min-height:30px}
main .gb-sec ol li::before{content:counter(st);position:absolute;left:0;top:0;width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:var(--teal-100);color:var(--teal-700);font:700 .875rem/1 var(--sans)}
main .gb-sec ul{list-style:none;padding:0}
main .gb-sec ul li{position:relative;padding-left:22px}
main .gb-sec ul li::before{content:"";position:absolute;left:2px;top:.72em;width:7px;height:7px;border-radius:50%;background:var(--teal-600)}
main .gb-toc a{counter-increment:none}
@media (max-width:760px){main .gb-body{padding:24px 20px;border-radius:22px}main .gb-sec>:not(h2){margin-left:0}}
@media (max-width:760px){main .lay :is(.p-row,.sl-item,.ab-val>article){grid-template-columns:34px minmax(0,1fr);column-gap:12px}main .lay .sl-items{margin-top:20px}}
main .lay .sl-item:first-child{border-top:0}
main .fm .chips:has(> :nth-child(3):last-child){grid-template-columns:repeat(3,minmax(0,1fr))}
@media (max-width:560px){main .fm .chips:has(> :nth-child(3):last-child) span{padding:0 10px 0 38px}main .fm .chips:has(> :nth-child(3):last-child) span::before{left:12px}}
/* below-the-fold sections are not rendered (so their background photos are not downloaded) until they near the viewport:
   the home hero photo gets the bandwidth first (phone LCP was 4.2 s with every section photo loading at once) */
main section.sec{content-visibility:auto;contain-intrinsic-size:auto 900px}
/* phone: the portrait frame is centred with auto margins and its photo is absolutely positioned, so without an explicit width it collapsed to 0x0 (only the name tag showed, measured on the preview 2026-10-23) */
main .guide .pic{width:100%}

@media (max-width:760px){.hero-img.today{background-image:url(../img/hero-today-family-steps-m.webp)}.careers .bg{background-image:url(../img/page-join-rainmaker-hero-m.webp)}main .sec.navy.ab-photo{background-image:linear-gradient(90deg,rgba(14,26,47,.55),rgba(14,26,47,.15)),url(../img/page-about-hero-m.webp)}}